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5% - six (6) months advanced payment.

7.5% - nine (9) months advanced payment.

10% - twelve (12) months advanced payment. 

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Locked-in period. No cancellation. No refund.
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Refer-A-Member Promo:
Refer a RUBY Member:
Get minimum of 475 Points.
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Use Points to pay for your Subscription Fee.
1 Point = 1 Peso.
Points are NOT convertible to cash.
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